KCU Non-Redeemable Term Deposit

Guaranteed returns for your long-term savings goals

Open a Term Deposit

Term deposits

KCU Non-Redeemable Term Deposit

Get security and a higher rate of return when you invest your money for a longer period of time. Ideal for members who are looking for multiple term options.

  • Key Benefits
    • A variety of term lengths available from 30 days to 5 years
    • Longer term deposits earn a higher rate of interest
    • Can be included in an RRSP, TFSA RIF or other registered plans

    • Funds accessible at the end of the term
    • Deposits are 100% guaranteed by theCredit Union Deposit Insurance Corporation of British Columbia

Open a Term Deposit

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Rates are effective as of October 29th, 2020 and are subject to change without notice. Some restrictions may apply.

View all term deposit rates

Investment Advice

What is an RRSP?

A Registered Retirement Savings Plan (RRSP) is an investment vehicle that supports your goal to save money for your retirement years. RRSP contributions are tax deductible and can be claimed when you file your income tax return, enabling you to lower your annual taxes. We offer a variety of RRSP investment options to meet your retirement goals.

Investment Advice

What is a TFSA?

A Tax-Free Savings Account (TFSA) is a registered plan that allows your investments to grow tax-free. Contributions to your TFSA are not tax deductible like RRSP contributions. We offer a variety of TFSA options to meet your financial goals.

Banking with Khalsa

Extended Hours

Select branches are open on Saturdays and Sundays, and until 8 pm on weekdays.

Free Chequing Account

Start with a free account that includes all the current digital banking tools.

Secure Mobile App

Download our app to manage your day-to-day banking from your smartphone. 

Access 4000+ ATMs

Free deposits and withdrawals at over 4,000 Ding-Free ATMs across Canada

Contact Khalsa Credit Union

Email Us


We’ll reply within 2 hours during business hours, or the next business day after hours.

Book an Appointment

Request appointment time

We’ll reply within 2 hours during business hours, or the next business day after hours.

Visit a Branch 

Find a branch/ATM

Extended hours at select branches to help you

Mon-Fri 10:00 AM- 8:00 PM   •  Saturday 10:00 AM- 5:00   •  Sunday 12:00 PM- 4:00 PM

Khalsa Credit Union

The name you can bank on