KCU Non-Redeemable Term Deposit

Guaranteed returns for your long-term savings goals

Term deposits

KCU Non-Redeemable Term Deposit

Get security and a higher rate of return when you invest your money for a longer period of time. Ideal for members who are looking for multiple term options.

Key Benefits
- A variety of term lengths available from 30 days to 5 years
- Longer term deposits earn a higher rate of interest
- Can be included in an RRSP, TFSA RIF or other registered plans

- Funds accessible at the end of the term
- Deposits are 100% guaranteed by theCredit Union Deposit Insurance Corporation of British Columbia

Open a Term Deposit

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90-day
Non-redeemable

3.00%

12-month
Non-redeemable

4.00%

5-year
Non-redeemable

4.40%

Rates are effective as of Nov 4, 2022 and are subject to change without notice. Some restrictions may apply.

View all term deposit rates

- Redeemable and Cashable term deposit
- Index-linked term deposit

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Investment Advice

What is an RRSP?

A Registered Retirement Savings Plan (RRSP) is an investment vehicle that supports your goal to save money for your retirement years. RRSP contributions are tax deductible and can be claimed when you file your income tax return, enabling you to lower your annual taxes. We offer a variety of RRSP investment options to meet your retirement goals.

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Investment Advice

What is a TFSA?

A Tax-Free Savings Account (TFSA) is a registered plan that allows your investments to grow tax-free. Contributions to your TFSA are not tax deductible like RRSP contributions. We offer a variety of TFSA options to meet your financial goals.

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