KCU Redeemable and Cashable Term Deposits
Get guaranteed returns and easy access to your funds.
Term deposits
KCU Redeemable Term Deposit
Enjoy a guaranteed rate of return with the flexibility to access your funds at any time. Ideal for members who may require access to their funds in the short term.
- Key Benefits
- Variety of term lengths are available from 1 year to 5 years
- Fully cashable without penalty
- $500 minimum deposit with no maximum limit
- Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia
- Guaranteed principal and interest rate
- Can be included in RRSP, TFSA RIF or other registered plans
Term deposits
KCU Cashable Term Deposit
Invest your money for a short period of time while earning a competitive interest rate.
- Key Benefits
- Invest your money for a short period of time while earning a competitive interest rate.
- $500 minimum deposit with no maximum limit
- Can be included in RRSP, TFSA RIF or other registered planst
- Can be included in RRSP, TFSA RIF or other registered plans
- Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia
5-year Redeemable:
1.25%
3-year Redeemable
1.35%
1-year Cashable
2.00 %
The rates are effective as of February 1st, 2025 and are subject to change without notice.
Some restrictions may apply.
View all term deposit rates
View all term deposit rates
Investment Advice
What is an RRSP?
A Registered Retirement Savings Plan (RRSP) is an investment vehicle that supports your goal to save money for your retirement years. RRSP contributions are tax deductible and can be claimed when you file your income tax return, enabling you to lower your annual taxes. We offer a variety of RRSP investment options to meet your retirement goals.
Investment Advice
What is a TFSA?
A Tax-Free Savings Account (TFSA) is a registered plan that allows your investments to grow tax-free. Contributions to your TFSA are not tax deductible like RRSP contributions. We offer a variety of TFSA options to meet your financial goals.
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Khalsa Credit Union
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