KCU Redeemable and Cashable Term Deposits
Get guaranteed returns and easy access to your funds.
Term deposits
KCU Redeemable Term Deposit
Enjoy a guaranteed rate of return with the flexibility to access your funds at any time. Ideal for members who may require access to their funds in the short term.
- Key Benefits
- Variety of term lengths are available from 1 year to 5 years
- Fully cashable without penalty
- $500 minimum deposit with no maximum limit
- Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia
- Guaranteed principal and interest rate
- Can be included in RRSP, TFSA RIF or other registered plans
Term deposits
KCU Cashable Term Deposit
Invest your money for a short period of time while earning a competitive interest rate.
- Key Benefits
- Invest your money for a short period of time while earning a competitive interest rate.
- $500 minimum deposit with no maximum limit
- Can be included in RRSP, TFSA RIF or other registered planst
- Can be included in RRSP, TFSA RIF or other registered plans
- Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia
5-year Redeemable:
0.95%
3-year Redeemable
0.55%
1-year Cashable
0.50 %
The rates are effective as of October 29th, 2020 and are subject to change without notice.
Some restrictions may apply.
View all term deposit rates
View all term deposit rates
Investment Advice
What is an RRSP?
A Registered Retirement Savings Plan (RRSP) is an investment vehicle that supports your goal to save money for your retirement years. RRSP contributions are tax deductible and can be claimed when you file your income tax return, enabling you to lower your annual taxes. We offer a variety of RRSP investment options to meet your retirement goals.
Investment Advice
What is a TFSA?
A Tax-Free Savings Account (TFSA) is a registered plan that allows your investments to grow tax-free. Contributions to your TFSA are not tax deductible like RRSP contributions. We offer a variety of TFSA options to meet your financial goals.
Banking with Khalsa
Extended Hours
Select branches are open on Saturdays and Sundays, and until 8 pm on weekdays.
Free Chequing Account
Start with a free account that includes all the current digital banking tools.
Secure Mobile App
Download our app to manage your day-to-day banking from your smartphone.
Access 4000+ ATMs
Free deposits and withdrawals at over 4,000 Ding-Free ATMs across Canada
Contact Khalsa Credit Union
Email Us
We’ll reply within 2 hours during business hours, or the next business day after hours.
Book an Appointment
We’ll reply within 2 hours during business hours, or the next business day after hours.
Extended hours at select branches to help you
Mon-Fri 10:00 AM- 8:00 PM • Saturday 10:00 AM- 5:00 • Sunday 12:00 PM- 4:00 PM
Khalsa Credit Union
The name you can bank on
