KCU Redeemable and Cashable Term Deposits

Get guaranteed returns and easy access to your funds.


Open a Term Deposit

Term deposits

KCU Redeemable Term Deposit

Enjoy a guaranteed rate of return with the flexibility to access your funds at any time. Ideal for members who may require access to their funds in the short term.


  • Key Benefits
    • Variety of term lengths are available from 1 year to 5 years
    • Fully cashable without penalty
    • $500 minimum deposit with no maximum limit

    • Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British 
Columbia
    • Guaranteed principal and interest rate
    • Can be included in RRSP, TFSA RIF or other registered plans

Open a Term Deposit

Request an Appointment


Term deposits

KCU Cashable Term Deposit

Invest your money for a short period of time while earning a competitive interest rate.


  • Key Benefits
    • Invest your money for a short period of time while earning a competitive interest rate.
    • $500 minimum deposit with no maximum limit
    • Can be included in RRSP, TFSA RIF or other registered planst

    • Can be included in RRSP, TFSA RIF or other registered plans
    • Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia

Open a Term Deposit

Book an appointment


5-year Redeemable: 

0.95%

3-year Redeemable

0.55%

1-year Cashable

0.50 %

The rates are effective as of March 30th, 2020 and are subject to change without notice.
​Some restrictions may apply.

View all term deposit rates

View all term deposit rates

View all term deposit rates

Request an appointment

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Investment Advice

What is an RRSP?

A Registered Retirement Savings Plan (RRSP) is an investment vehicle that supports your goal to save money for your retirement years. RRSP contributions are tax deductible and can be claimed when you file your income tax return, enabling you to lower your annual taxes. We offer a variety of RRSP investment options to meet your retirement goals.


Investment Advice

What is a TFSA?

A Tax-Free Savings Account (TFSA) is a registered plan that allows your investments to grow tax-free. Contributions to your TFSA are not tax deductible like RRSP contributions. We offer a variety of TFSA options to meet your financial goals.

Talk to an advisor




Banking with Khalsa

Extended Hours

Select branches are open on Saturdays and Sundays, and until 8 pm on weekdays.

Free Chequing Account

Start with a free account that includes all the current digital banking tools.

Secure Mobile App

Download our app to manage your day-to-day banking from your smartphone. 

Access 4000+ ATMs

Free deposits and withdrawals at over 4,000 Ding-Free ATMs across Canada

Contact Khalsa Credit Union


Email Us

info@khalsacredit.com

We’ll reply within 2 hours during business hours, or the next business day after hours.

Book an Appointment

Request appointment time

We’ll reply within 2 hours during business hours, or the next business day after hours.

Visit a Branch 

Find a branch/ATM

Extended hours at select branches to help you

Mon-Fri 10:00 AM- 8:00 PM   •  Saturday 10:00 AM- 5:00   •  Sunday 12:00 PM- 4:00 PM

Khalsa Credit Union

The name you can bank on

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