KCU Index-Linked Term Deposit

Invest in the market while guaranteeing your initial deposit.


Open a Term Deposit

Term Deposits

KCU Index-Linked Term Deposit

Take advantage of stock market growth without risking your initial investment. Linked to the S&P Toronto Stock Exchange 60 Index, this term deposit is ideal for members seeking higher potential returns than traditional term deposits while knowing their initial deposit is safe

Key Benefits
  • Terms available for 1, 3, or 5 years
  • Potential to earn higher returns linked to stock market performance
  • Principal investment protected by the Credit Union Insurance Corporation of British Columbia
  • Invest without commission or managementfees
  • Eligible for RRSP, RIF, and other registered plans
Historical 3-year return*

4.97%

Historical 5-year return*

8.90%*

* Historical performance does not indicate future returns and is only shown for informational purposes

View performance history

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Investment Advice

What is an RRSP?

A Registered Retirement Savings Plan (RRSP) is an investment vehicle that supports your goal to save money for your retirement years. RRSP contributions are tax deductible and can be claimed when you file your income tax return, enabling you to lower your annual taxes. We offer a variety of RRSP investment options to meet your retirement goals.


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Investment Advice

What is a TFSA?

A Tax-Free Savings Account (TFSA) is a registered plan that allows your investments to grow tax-free. Contributions to your TFSA are not tax deductible like RRSP contributions. We offer a variety of TFSA options to meet your financial goals.


Banking with Khalsa

Extended Hours

Select branches are open on Saturdays and Sundays, and until 8 pm on weekdays.

Free Chequing Account

Start with a free account that includes all the current digital banking tools.

Secure Mobile App

Download our app to manage your day-to-day banking from your smartphone. 

Access 4000+ ATMs

Free deposits and withdrawals at over 4,000 Ding-Free ATMs across Canada

Contact Khalsa Credit Union


Email Us

info@khalsacredit.com

We’ll reply within 2 hours during business hours, or the next business day after hours.

Book an Appointment

Request appointment time

We’ll reply within 2 hours during business hours, or the next business day after hours.

Visit a Branch 

Find a branch/ATM

Extended hours at select branches to help you

Mon-Fri 10:00 AM- 8:00 PM   •  Saturday 10:00 AM- 5:00   •  Sunday 12:00 PM- 4:00 PM

Khalsa Credit Union

The name you can bank on

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