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KCU Index-Linked Term Deposit

Invest in the market while guaranteeing your initial deposit.


Term Deposits

KCU Index-Linked Term Deposit

Take advantage of stock market growth without risking your initial investment. Linked to the S&P Toronto Stock Exchange 60 Index, this term deposit is ideal for members seeking higher potential returns than traditional term deposits while knowing their initial deposit is safe.

Key Benefits
  • Terms available for 1, 3, or 5 years.
  • Potential to earn higher returns linked to stock market performance.
  • Principal investment protected by the Credit Union Insurance Corporation of British Columbia.
  • Invest without commission or managementfees.
  • Eligible for RRSP, RIF, and other registered plans.
Historical 3-year return*


Historical 5-year return*


* Historical performance does not indicate future returns and is only shown for informational purposes

View performance history

Investment Advice

What is an RRSP?

A Registered Retirement Savings Plan (RRSP) is an investment vehicle that supports your goal to save money for your retirement years. RRSP contributions are tax deductible and can be claimed when you file your income tax return, enabling you to lower your annual taxes. We offer a variety of RRSP investment options to meet your retirement goals.


Investment Advice

What is a TFSA?

A Tax-Free Savings Account (TFSA) is a registered plan that allows your investments to grow tax-free. Contributions to your TFSA are not tax deductible like RRSP contributions. We offer a variety of TFSA options to meet your financial goals.

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