Business Term Deposits
Build your investment portfolio with a flexible term deposit that offers competitive rates
A simple, secure, and flexible way to invest
Choose from a wide variety of risk-free term deposits to earn interest on your unencumbered business funds.
Business Term Deposits
Redeemable Term Deposits
With a cashable or redeemable term deposit, enjoy a guaranteed rate of return with the flexibility and ease to access your funds at any time.
- Redeemable
- One to five year terms
- Fully cashable without penalty
- $500 minimum balance
- Cashable
- 30, 60, or 90 day cashable terms
- Interest is earned on a minimum 30 day period
- Interest is not paid on early redemptions
Business Term Deposits
Non-Redeemable Term Deposits
A non-redeemable term deposit provides you with the security and peace of mind when investing your money while enjoying a higher rate of return.
Key features
- Available for terms from 30 days to 5 years
- Funds accessible at maturity
- Longer term deposits earn a higher rate of interest
Business Term Deposits
Index-Linked GIC
Linked to the S&P Toronto Stock Exchange 60 Index, this guaranteed investment certificate is ideal for members seeking potentially higher rates of return while guaranteeing their principal.
Key features
- 1, 3, or 5 year terms
- Offers the potential to earn higher returns linked to stock market performance
- Principal investment is protected
- Free of commission or management fees
Investment Advice
Make your money work for you
Term deposits are a great way to earn higher interest on funds you do not need for day-to-day operations and expenses. Term deposits are a risk-free saving strategy since your deposits are 100% guaranteed through Credit Union Deposit Insurance Corporation of British Columbia (CUDIC)Other Tools to Grow Your Business
Accept Credit and Debit
Automated Funds Transfer
Invoice your customers
Process Payroll
Contact Khalsa Credit Union
Email Us
We’ll reply within same business day (if possible), or the next business day.
Book an Appointment
We’ll reply within same business day (if possible), or the next business day.
Khalsa Credit Union
The name you can bank on
