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Business Term Deposits

Build your investment portfolio with a flexible term deposit that offers competitive rates

A simple, secure, and flexible way to invest

Choose from a wide variety of risk-free term deposits to earn interest on your unencumbered business funds.

Business Term Deposits

Redeemable Term Deposits

With a cashable or redeemable term deposit, enjoy a guaranteed rate of return with the flexibility and ease to access your funds at any time.


  • Redeemable
    • One to five year terms
    • Fully cashable without penalty
    • $500 minimum balance
  • Cashable
    • 30, 60, or 90 day cashable terms
    • Interest is earned on a minimum 30 day period
    • Interest is not paid on early redemptions

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Business Term Deposits

Non-Redeemable Term Deposits

A non-redeemable term deposit provides you with the security and peace of mind when investing your money while enjoying a higher rate of return.

Key features
  • Available for terms from 30 days to 5 years
  • Funds accessible at maturity
  • Longer term deposits earn a higher rate of interest
Business Term Deposits

Index-Linked GIC

Linked to the S&P Toronto Stock Exchange 60 Index, this guaranteed investment certificate is ideal for members seeking potentially higher rates of return while guaranteeing their principal.

Key features
  • 1, 3, or 5 year terms
  • Offers the potential to earn higher returns linked to stock market performance
  • Principal investment is protected
  • Free of commission or management fees
Investment Advice

Make your money work for you

Term deposits are a great way to earn higher interest on funds you do not need for day-to-day operations and expenses. Term deposits are a risk-free saving strategy since your deposits are 100% guaranteed through Credit Union Deposit Insurance Corporation of British Columbia (CUDIC)

Other Tools to Grow Your Business

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Process Payroll

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