Business Term Deposits

Build your investment portfolio with a flexible term deposit that offers competitive rates

A simple, secure, and flexible way to invest

Choose from a wide variety of risk-free term deposits to earn interest on your unencumbered business funds.

Business Term Deposits

Redeemable Term Deposits

With a cashable or redeemable term deposit, enjoy a guaranteed rate of return with the flexibility and ease to access your funds at any time.

Redeemable
- One to five year terms
- Fully cashable without penalty
- $500 minimum balance

Cashable
- 30, 60, or 90 day cashable terms
- Interest is earned on a minimum 30 day period
- Interest is not paid on early redemptions

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Business Term Deposits

Non-Redeemable Term Deposits

A non-redeemable term deposit provides you with the security and peace of mind when investing your money while enjoying a higher rate of return.

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Key features

Available for terms from 30 days to 5 years
Funds accessible at maturity
Longer term deposits earn a higher rate of interest

Business Term Deposits

Index-Linked GIC

Linked to the S&P Toronto Stock Exchange 60 Index, this guaranteed investment certificate is ideal for members seeking potentially higher rates of return while guaranteeing their principal.

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Key features

1, 3, or 5 year terms
Offers the potential to earn higher returns linked to stock market performance
Principal investment is protected
Free of commission or management fees

Investment Advice

Make your money work for you

Term deposits are a great way to earn higher interest on funds you do not need for day-to-day operations and expenses. Term deposits are a risk-free saving strategy since your deposits are 100% guaranteed through Credit Union Deposit Insurance Corporation of British Columbia (CUDIC)

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