Lines of Credit

Apply for a line of credit for flexible, ongoing access to funds for short or long term needs.

Access available funds with ease and convenience

A line of credit provides you with quick access to funds on an ongoing basis, as well as flexible repayment options.

Lines of Credit

Personal Line of Credit

An easy and convenient way to access approved credit, a credit line is ideal for a variety of purchases and can be repaid over a flexible period of time.

Key features
  • Access funds through your chequing account
  • Interest rates are substantially lower than credit card rates
  • Only pay interest on the amount and term you borrow
  • Repay the full balance at any time with no penalty
  • Approved credit amount is always available
Lines of Credit

Home Equity Line of Credit

Leverage the equity in your home to help you fund larger purchases, and enjoy a lower interest rate.

Key features:
  • Access funds through your chequing account
  • Low interest rate
  • Interest-only payment options available
  • Life and disability insurance available
  • Approved credit amount is always available
Lines of Credit

Student Line of Credit

A flexible borrowing solution for students to help pay for expenses related to post secondary education, such as tuition, books, and living expenses.

Key features:
  • Access funds through your chequing account
  • Low interest rate
  • Pay interest only while in school and up to one year after graduation
  • No setup fees or hidden costs
  • Approved credit amount is always available
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Borrowing options: Personal loan

Get set up quickly and easily with help from our advisors. Explore our financial products:

Explore personal loans

Borrowing options: Credit card

An alternative to a line of credit, credit cards give you access to funds for everyday purchases and more.

Explore Credit Cards

Banking with Khalsa

Extended Hours

Select branches are open on Saturdays and Sundays, and until 8 pm on weekdays.

Free Chequing Account

Start with a free account that includes all the current digital banking tools.

Secure Mobile App

Download our app to manage your day-to-day banking from your smartphone. 

Access 4000+ ATMs

Free deposits and withdrawals at over 4,000 Ding-Free ATMs across Canada

Contact Khalsa Credit Union


Email Us

info@khalsacredit.com

We’ll reply within 2 hours during business hours, or the next business day after hours.

Book an Appointment

Request appointment time

We’ll reply within 2 hours during business hours, or the next business day after hours.

Visit a Branch 

Find a branch/ATM

Extended hours at select branches to help you

Mon-Fri 10:00 AM- 8:00 PM   •  Saturday 10:00 AM- 5:00   •  Sunday 12:00 PM- 4:00 PM

Khalsa Credit Union

The name you can bank on

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