Learning & Advice

Financial and educational resources for your personal and business banking.



  • Learn
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Personal - Life Events

Buying your first home

Buying your first home is a huge milestone and we know there’s a lot to consider. In this exciting journey, we’re eager to help you every step of the way. Learn where to start when buying your first home.


Investing

RRSP or TFSA:

RRSPs and TFSAs are an effective way to help you achieve your financial goals. Equally important, you can contribute to both plans each year to maximize your tax savings. An RRSP helps you save for your retirement and allows you to defer your taxes, while a TFSA enables your investment to grow tax free.



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Member stories

“Immigrating to Surrey was a challenge, but we feel great now that we are settled”

Ameek Singh and his family immigrated to Surrey in 2018. There were some challenges to overcome but with some careful planning the family was able to get settled and start their new life in Canada. Learn how Ameek and his family:

  • Set up their banking even before moving
  • Found their first apartment
  • Connected with the local community


Investing

Buying an investment property

An investment property is an effective way to build wealth and create a future income stream. Find out what you need to consider before making a property purchase.


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Business Borrowing

Business Loan or Line of Credit

A Business Line of Credit gives you access to funds to cover your daily operating expenses and more. Whether to manage short term cash flow or to purchase inventory, a line of credit can support both your short and long term business needs whereas Business term loans have a non revolving credit limit which provides you with funds to help put your business plans into action.


Personal - Life Events

Moving to Canada

If you’re moving to Canada or you have already arrived, welcome! Moving to a new country can be both exciting and challenging. Here are some tips and information to help you quickly and comfortably settle in to your new country and community.



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Personal - Investing

Pay yourself first

One of the key principles of personal finance is to pay yourself first. A part of every paycheque should be allocated to your investment portfolio prior to paying any other bills. By paying yourself first you are building your assets and allowing your savings to accumulate through dollar cost averaging. The sooner you begin, the longer you'll have for your savings to grow.


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Khalsa Credit Union

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