Credit Cards

Cash back, travel rewards and more

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What credit card is right for you?

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Rewards Cards

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Low Fee/Low Interest

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Student

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US Dollar

Rewards Credit Cards 

With our Flex Rewards program, earn rewards points that can be redeemed for cash back, travel, merchandise, event tickets and gift cards.

Rewards

​Annual Fee: $0
Interest rate: 19.9%

Cash Back Visa

It doesn't matter if you're buying groceries or dining out with friends. It all adds up to valuable cash back.

  • Key Features
    • Receive cash back
    •  No annual fee
    • Purchase protection
    • Mobile device insurance
  • Rewards
    • Earn 1 point for every $1 spent 
    •  Double points on gas Purchase protection
    • For every 100 points receive $1 cash back as an account credit
Rewards

​Annual Fee: $50
Interest rate:  9.9%

Centra Visa Gold

The best of both worlds. A rewards card with a low annual fee and a low interest rate. Mobile device insurance and purchase protection too.

  • Key Features
    • Receive travel and other rewards
    • Low annual fee and low interest ratelist item
    • Auto rental collision/loss insurance
    • Accident protection while traveling
    • Purchase protection
    • Mobile device insurance
  • Rewards
    • Earn 1 point for every $1 spent
    • Redeem your points for rewards such as travel, event tickets, merchandise or gift cardslist item
Rewards

​Annual Fee: $99
Interest rate: 19.9%

Travel Rewards Gold Mastercard

The card for the serious traveller with comprehensive travel insurance and double points for purchases in foreign countries.

  • Key Features
    • Receive travel and other rewards
    • Emergency travel health care insurance
    • Trip cancellation/interruption
    • Lost or delayed bag coverage
    • Auto rental collision/loss insurance
    • Accident protection while traveling
    • Purchase protection
  • Rewards
    • Earn 1 point for every $1 spent
    • Double points on purchases in foreign countries
    • Redeem your points for rewards such as travel, event tickets, merchandise or gift cards
Rewards

​Annual Fee: $120
Interest rate: 19.9%

Visa Infinite

Collect points twice as fast with our premium rewards card. Includes comprehensive travel insurance.

  • Key Features
    •  Collect 2X reward points
    • Emergency travel health careinsurance
    • Trip cancellation/interruption
    • Lost or delayed bag coverage
    • Auto rental collision/loss insurance
    • Accident protection while traveling
    • Purchase protection
  • Rewards
    •  Earn 2 points for every $1 spent
    •  Redeem your points for rewards such as travel, event tickets, merchandise or gift cards

Low Fee/Low Interest Credit Cards

Looking for a lower fee? Sometimes carry a balance? Our low fee/low interest cards may be ideal.

Low Fee/Low Interest

​Annual Fee: $30
Interest rate: 11.9% 

Classic Mastercard

The Classic Mastercard keeps everything easy: a low annual fee, a low interest rate, and basic purchase protection.

  • Key Features
    • Low annual fee and interest rate
    • Purchase protection
    • Mobile device insurance
  • Rewards
    •  None
Low Fee/Low Interest

​Annual Fee: $40
Interest rate: Variable; Prime Rate* + 6.9% to 15.9%

Flex Rate Visa

A credit card that acts like a line of credit. A low, variable interest rate. Plus rewards. Mobile device insurance and purchase protection too.

  • Key Features
    • Low annual fee andvariable interest rate
    • Receive travel and other rewards
    • Purchase protection
    • Mobile device insurance
  • Rewards
    • Earn 1 point for every $1 spent
    • Redeem your points for rewards such as travel, event tickets, merchandise or gift card

Student Credit Cards 

Studying at a post secondary institution? Having a student credit card is not only convenient, it helps you build your credit history.

Student Credit Cards

​Annual Fee: $0
Interest rate: 11.9% 

Student Mastercard

For those online purchases, regular streaming services subscriptions or in-store purchases. Credit card convenience while building your credit history.

  • Key Features
    •  Low annual fee and interest rate
    • Purchase protection
    • Mobile device insurance
  • Rewards
    • None

US Dollar Credit Cards 

Studying at a post secondary institution? Having a student credit card is not only convenient, it helps you build your credit history.

US Dollar Cards

​Annual Fee:  $50 USD
Interest rate: 19.9% 

US Dollar Visa

For the frequent US traveller or those that regularly purchase from US online retailers. Includes travel insurance and rewards.

  • Key Features
    • Receive travel and other rewards
    • Emergency travel health care insurance
    • Trip cancellation/interruption
    • Lost or delayed bag coverage
    • Auto rental collision/loss Insurance
    • Accident protection while traveling
    • Purchase protection
  • Rewards
    • Earn 1 point for every $1 spent on USD purchases
    • Redeem your points for rewards such as travel, event tickets, merchandise or gift cards

Included with all Khalsa Collabria Credit Cards

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24/7 Cardholder support

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Zero liability fraud protection

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Purchase protection

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Mobile device protection

Apply Online

Apply online in a few easy steps

    •  Fill out the application with key information such as employment and income status and your monthly housing payments
    •  You will need to provide one key piece of identification such as drivers license or passport
    • Review and agree to the terms and conditions and submit
    • Provide any additional information if requested
    • Receive your card within 10 days
    • Activate your card(s) and begin collecting rewards

Contact Khalsa Credit Union


Email Us

info@khalsacredit.com

We’ll reply within 2 hours during business hours, or the next business day after hours.

Book an Appointment

Request appointment time

We’ll reply within 2 hours during business hours, or the next business day after hours.

Visit a Branch 

Find a branch/ATM

Extended hours at select branches to help you

Mon-Fri 10:00 AM- 8:00 PM   •  Saturday 10:00 AM- 5:00   •  Sunday 12:00 PM- 4:00 PM

Khalsa Credit Union

The name you can bank on

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