Our Rates
Lending Rates
Competitive rates with a wide range of options tailored to meet your financial needs.
Mortgage Rates
We offer a wide range of fixed and variable mortgage rates. Our current promotional rates include:
Other mortgage rates
KCU Prime Rate - 5.45%
| 6 Month Fixed Open Term | 7.10% |
| 6 Month Closed | 6.00% |
| 1 Year - Open | Prime + 3.00% |
| 1 Year - Closed | 5.65% |
| 2 Year - Closed | 5.75% |
| 3 Year - Closed | 6.00% |
| 4 Year - Closed | 6.10% |
| 5 Year - Closed | 6.25% |
| 7 Year - Closed | 7.20% |
| 10 Year - Closed | 7.75% |
| 3 Year - Closed Variable Mortagage | Prime + 2.0% |
Rates are effective as of Sep 08th, 2022 and are subject to change without notice. Some restrictions may apply.
Personal Loans and Lines of Credit
Competitive rates with a wide range of options to help you reach your goals. Rates vary depending on terms and other considerations. Contact us to see how a personal loan or line of credit can work for your needs.
Personal Line of Credit Rates
Rate varies depending on loan term and other considerations.
| Line of Credit (5,000 above) | Prime + increment |
Rates are effective as of Sep 08th, 2022 and are subject to change without notice. Some restrictions may apply.
Business Loans and Lines of Credit
Competitive rates and terms are available to help you put your business plans into action. Rates vary depending on terms and other considerations. Please contact us to see how a loan or line of credit can work for your business.
Business Loan Rates
Rate varies depending on loan term and other considerations.
| 1 year | Prime + increment |
Rates are effective as of Sep 08th, 2022 and are subject to change without notice. Some restrictions may apply.
Business Line of Credit Rates
Rate varies depending on loan term and other considerations
| Up to $5,000 | Prime+ Increment |
Rates are effective as of Sep 08th, 2022 and are subject to change without notice. Some restrictions may apply.
Savings Rates
Earn interest on your savings and investments. All deposits are insured 100% by the Credit Union Deposit Insurance Corporation of BC (CUDIC)
Term Deposit Rates
Competitive rates and a wide range of options tailored to your individual financial needs. Our current promotional rates include:
5-year
Redeemable
1.20%
3-year
Redeemable
0.80%
1-year
Cashable
0.75%
Rates are effective as of Sep 08th, 2022 and are subject to change without notice. Some restrictions may apply.
90-day
Non-redeemable
0.50%
12-month
Non-redeemable
1.25%
5-year
Non-redeemable
2.50%
Rates are effective as of Sep 08th, 2022 and are subject to change without notice. Some restrictions may apply.
Savings Account Interest Rates
Savings made easy with our wide range of no-fee options. All deposits are insured 100% by the Credit Union Deposit Insurance Corporation of BC (CUDIC).
Rates
| KCU Regular Savings | 0.15% |
| KCU Golden Savings | 0.15% |
| KCU Special Savings | 0.30% |
Rates are effective as of Sep 08th, 2022 and are subject to change without notice. Some restrictions may apply.
Business Account Rates
Rates are effective as of Sep 08th, 2022 and are subject to change without notice. Some restrictions may apply.
Contact Khalsa Credit Union
Email Us
We’ll reply within 2 hours during business hours, or the next business day after hours.
Book an Appointment
We’ll reply within 2 hours during business hours, or the next business day after hours.
Extended hours at select branches to help you
Mon-Fri 10:00 AM- 8:00 PM • Saturday 10:00 AM- 5:00 • Sunday 12:00 PM- 4:00 PM
Khalsa Credit Union
The name you can bank on
