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    Why Join

    Our Rates




    • Rates

    Lending Rates

    Competitive rates with a wide range of options tailored to meet your financial needs.

    Mortgage Rates

    We offer a wide range of fixed and variable mortgage rates. Our current promotional rates include:

    3-Year Closed Variable

    1.79 %*



    View all mortgage rates

    Other mortgage rates

    6 Month Closed Term4.50%
    1 Year Fixed Closed3.75%
    4 Year Fixed Closed4.75%
    5 Year Fixed Closed5.00%
    7 Year Fixed Closed5.95%
    10 Year Fixed Closed6.50%
    3 Year Closed Variable

    Prime + 1.5%

    3 Year Fixed Closed 

    4.25 %

    1-Year Open Variable

    Prime + 2.5%

    2-Year Fixed Closed

    3.75%

    Rates are effective as of October 29th, 2020 and are subject to change without notice. Some restrictions may apply.

    Personal Loans and Lines of Credit

    Competitive rates with a wide range of options to help you reach your goals. Rates vary depending on terms and other considerations. Contact us to see how a personal loan or line of credit can work for your needs.

    Personal Line of Credit Rates

    Rate varies depending on loan term and other considerations.

      Line of Credit (5,000 above)Prime + increment

    View Lines of Credit

    Rates are effective as of October 29th, 2020 and are subject to change without notice. Some restrictions may apply.

    Business Loans and Lines of Credit

    Competitive rates and terms are available to help you put your business plans into action.  Rates vary depending on terms and other considerations. Please contact us to see how a loan or line of credit can work for your business.

    Business Loan Rates

    Rate varies depending on loan term and other considerations.

    1 yearPrime + increment

    View Loans

    Rates are effective as of October 29th, 2020 and are subject to change without notice. Some restrictions may apply.

    Business Line of Credit Rates

    Rate varies depending on loan term and other considerations

    Up to $5,000Prime+ Increment

    View Lines of Credit

    Rates are effective as of October 29th, 2020 and are subject to change without notice. Some restrictions may apply.

    Savings Rates

    Earn interest on your savings and investments. All deposits are insured 100% by the Credit Union Deposit Insurance Corporation of BC (CUDIC)

    Term Deposit Rates

    Competitive rates and a wide range of options tailored to your individual financial needs. Our current promotional rates include:

    5-year 
    Redeemable

    0.95%

    3-year 
    Redeemable

    0.55%

    1-year 
    Cashable 

    0.50%

    Rates are effective as of October 29th, 2020 and are subject to change without notice. Some restrictions may apply.

    View redeemable term deposits

    90-day 
    Non-redeemable

    0.50%

    12-month
    Non-redeemable 

    0.80%

    5-year 
    Non-redeemable

    1.30%

    Rates are effective as of October 29th, 2020 and are subject to change without notice. Some restrictions may apply.

    View non-redeemable term deposits

     Savings Account Interest Rates 

    Savings made easy with our wide range of no-fee options. All deposits are insured 100% by the Credit Union Deposit Insurance Corporation of BC (CUDIC).

    Rates

    KCU Regular Savings0.10%
    KCU Golden Savings0.10%
    KCU Special Savings0.10%
    KCU US Chequing 0.10%
    Basic Chequing0.10%

    View Personal Accounts

    Rates are effective as of October 29th, 2020 and are subject to change without notice. Some restrictions may apply.

    Business Account Rates

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    Rates are effective as of October 29th, 2020 and are subject to change without notice. Some restrictions may apply.

    Contact Khalsa Credit Union


    Call Us 

    Tel: 604-507-6400

    Toll-Free: 1-800-324-6747

    Email Us

    info@khalsacredit.com

    We’ll reply within 2 hours during business hours, or the next business day after hours.

    Book an Appointment

    Request appointment time

    We’ll reply within 2 hours during business hours, or the next business day after hours.

    Visit a Branch 

    Find a branch/ATM

    Extended hours at select branches to help you

    Mon-Fri 10:00 AM- 8:00 PM   •  Saturday 10:00 AM- 5:00   •  Sunday 12:00 PM- 4:00 PM

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    Khalsa Credit Union

    The name you can bank on

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