Our Rates




  • Rates

Lending Rates

Competitive rates with a wide range of options tailored to meet your financial needs.

Mortgage Rates

We offer a wide range of fixed and variable mortgage rates. Our current promotional rates include:

3-Year Fixed Closed 

2.79%*

1-Year Open Variable

Prime + 2.5%

2-Year Fixed Closed

3.75%

View all mortgage rates

Other mortgage rates

6 Month Fixed Open Term6.60%
6 Month Closed Term4.50%
1 Year Fixed Closed3.75%
4 Year Fixed Closed4.75%
5 Year Fixed Closed5.00%
7 Year Fixed Closed5.95%
10 Year Fixed Closed6.50%
3 Year Closed VariablePrime + 1.5%

Rates are effective as of March 30th, 2020 and are subject to change without notice. Some restrictions may apply.

Personal Loans and Lines of Credit

Competitive rates with a wide range of options to help you reach your goals. Rates vary depending on terms and other considerations. Contact us to see how a personal loan or line of credit can work for your needs.

Personal Line of Credit Rates

Rate varies depending on loan term and other considerations.

  Line of Credit (5,000 above)Prime + increment

View Lines of Credit

Rates are effective as of March 30th, 2020 and are subject to change without notice. Some restrictions may apply.

Business Loans and Lines of Credit

Competitive rates and terms are available to help you put your business plans into action.  Rates vary depending on terms and other considerations. Please contact us to see how a loan or line of credit can work for your business.

Business Loan Rates

Rate varies depending on loan term and other considerations.

1 yearPrime + increment

View Loans

Rates are effective as of March 30th, 2020 and are subject to change without notice. Some restrictions may apply.

Business Line of Credit Rates

Rate varies depending on loan term and other considerations

Up to $5,000Prime+ Increment

View Lines of Credit

Rates are effective as of March 30th, 2020 and are subject to change without notice. Some restrictions may apply.

Savings Rates

Earn interest on your savings and investments. All deposits are insured 100% by the Credit Union Deposit Insurance Corporation of BC (CUDIC)

Term Deposit Rates

Competitive rates and a wide range of options tailored to your individual financial needs. Our current promotional rates include:

5-year 
Redeemable

0.95%

3-year 
Redeemable

0.55%

1-year 
Cashable 

0.50%

Rates are effective as of March 30th, 2020 and are subject to change without notice. Some restrictions may apply.

View redeemable term deposits

90-day 
Non-redeemable

0.50%

12-month
Non-redeemable 

1.30%

5-year 
Non-redeemable

1.55%

Rates are effective as of March 30th, 2020 and are subject to change without notice. Some restrictions may apply.

View non-redeemable term deposits

 Savings Account Interest Rates 

Savings made easy with our wide range of no-fee options. All deposits are insured 100% by the Credit Union Deposit Insurance Corporation of BC (CUDIC).

Rates

KCU Regular Savings0.10%
KCU Golden Savings0.10%
KCU Special Savings0.10%
KCU US Chequing 0.10%
Basic Chequing0.10%

View Personal Accounts

Rates are effective as of March 30th, 2020 and are subject to change without notice. Some restrictions may apply.

Business Account Rates

Rates are effective as of March 30th, 2020 and are subject to change without notice. Some restrictions may apply.

Contact Khalsa Credit Union


Email Us

info@khalsacredit.com

We’ll reply within 2 hours during business hours, or the next business day after hours.

Book an Appointment

Request appointment time

We’ll reply within 2 hours during business hours, or the next business day after hours.

Visit a Branch 

Find a branch/ATM

Extended hours at select branches to help you

Mon-Fri 10:00 AM- 8:00 PM   •  Saturday 10:00 AM- 5:00   •  Sunday 12:00 PM- 4:00 PM

Khalsa Credit Union

The name you can bank on

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