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Fees for personal and business chequing and savings accounts, and other banking services.
Personal Banking Fees
Business Banking Fees
Other Banking Fees
Personal Banking Fees
See what transactions are included with your personal chequing and savings accounts, and check the fees for other banking activities.
| Personal Chequing Account UNLIMITED | Fee |
|---|---|
| Monthly Charge | $0.00 |
| Cheque Clear | $0.00 |
| All Other | $0.00 |
| Cheque Order | Separate List |
| NSF Cheques | $50.00 |
| Cheque paid of Overdrawn A/C | $15.00 |
| Member paper statement | $0.00 |
| Returned Cheques (charge back) | $15.00 |
| Chq Cash-Non Member | $20.00 |
| Transactions | Unlimited |
| E-Transfers (incoming) | Free |
| E-Transfers (outgoing) | Free |
| In branch bill payments | $1.80 |
| Monthly balance to waive monthly fee | N/A |
| Deposits & Withdrawls | Free |
| Mobile Cheque Deposit | Free |
| Overdraft Protection | Available |
| Online Cheque Images (Cheque cleared from A/C) | Yes |
| Personal Chequing Account YOUTH | Fee |
|---|---|
| Monthly Charge | $0.00 |
| Cheque Clear | $0.00 |
| All Other | $0.00 |
| Cheque Order | Separate List |
| NSF Cheques | $50.00 |
| Cheque paid of Overdrawn A/C | $15.00 |
| Member paper statement | $3.00 |
| Returned Cheques (charge back) | $15.00 |
| Chq Cash-Non Member | $20.00 |
| Transactions | Unlimited |
| E-Transfers (incoming) | Free |
| E-Transfers (outgoing) | Free |
| In branch bill payments | $1.80 |
| Monthly balance to waive monthly fee | N/A |
| Deposits & Withdrawls | Free |
| Mobile Cheque Deposit | Free |
| Overdraft Protection | Available |
| Online Cheque Images | Yes |
| Personal Chequing Account US | Fee |
|---|---|
| Monthly Charge | $0.00 |
| Cheque Clear | $1.00 |
| All Other | $1.00 |
| Cheque Order | Separate List |
| NSF Cheques | $50.00 |
| Cheque paid of Overdrawn A/C | $15.00 |
| Member paper statement | $3.00 |
| Returned Cheques (charge back) | $15.00 |
| Chq Cash-Non Member | $20.00 |
| Transactions | $1.00 |
| E-Transfers (incoming) | N/A |
| E-Transfers (outgoing) | N/A |
| In branch bill payments | N/A |
| Monthly balance to waive monthly fee | N/A |
| Deposits Free & Withdrawls | 1 |
| Mobile Cheque Deposit | N/A |
| Overdraft Protection | N/A |
| Online Cheque Images | N/A |
| Personal Savings REGULAR SAVINGS | Fee |
|---|---|
| Cheque Clear (Not Allowed) | N/A |
| All Other Debits | $1.00 |
| Monthly Charge | $0 |
| Returned Cheques (charge back) | $50.00 |
| Cheque Order | N/A |
| Unencoded Items | $4.00 |
| Cheques Drawn in US Funds | N/A |
| NSF Cheques Charges | $50.00 |
| Cheque paid of OD A/C OD Charges | $15.00 |
| Charge of Transfers/Cover Overdraft (in-branch) | $3.00 |
| Items for Deposit | $1.00 |
| Transactions Free | 2 |
| E-Transfers (incoming) | Free |
| E-Transfers (outgoing) | Free |
| In branch bill payments | $1.80 |
| Interest | Tiered |
| Personal Savings GOLDEN SAVINGS | Fee |
|---|---|
| Cheque Clear (Not Allowed) | N/A |
| All Other Debits | $0.00 |
| Monthly Charge | $0 |
| Returned Cheques (charge back) | $50.00 |
| Cheque Order | N/A |
| Unencoded Items | $4.00 |
| Cheques Drawn in US Funds | N/A |
| NSF Cheques Charges | $50.00 |
| Cheque paid of OD A/C OD Charges | $15.00 |
| Charge of Transfers/Cover Overdraft (in-branch) | $3.00 |
| Items for Deposit | $0.00 |
| Transactions Free | Unlimited |
| E-Transfers (incoming) | Free |
| E-Transfers (outgoing) | Free |
| In branch bill payments | Free |
| Interest | Interest Bearing |
| Personal Savings SPECIAL SAVINGS | Fee |
|---|---|
| Cheque Clear (Not Allowed) | N/A |
| All Other Debits | $0.00 |
| Monthly Charge | $0 |
| Returned Cheques (charge back) | $50.00 |
| Cheque Order | N/A |
| Unencoded Items | $4.00 |
| Cheques Drawn in US Funds | N/A |
| NSF Cheques Charges | $50.00 |
| Cheque paid of OD A/C OD Charges | $15.00 |
| Charge of Transfers/Cover Overdraft (in-branch) | $3.00 |
| Items for Deposit | $0.00 |
| Transactions Free | Unlimited |
| E-Transfers (incoming) | Free |
| E-Transfers (outgoing) | Free |
| In branch bill payments | Free |
| Interest | Interest Bearing |
| Personal Savings AGRI SAVINGS | Fee |
|---|---|
| Cheque Clear (Not Allowed) | N/A |
| All Other Debits | $0.00 |
| Monthly Charge | $0 |
| Returned Cheques (charge back) | $50.00 |
| Cheque Order | N/A |
| Unencoded Items | $4.00 |
| Cheques Drawn in US Funds | N/A |
| NSF Cheques Charges | $50.00 |
| Cheque paid of OD A/C OD Charges | $15.00 |
| Charge of Transfers/Cover Overdraft (in-branch) | $3.00 |
| Items for Deposit | $0.00 |
| Transactions Free | Unlimited |
| E-Transfers (incoming) | Free |
| E-Transfers (outgoing) | Free |
| In branch bill payments | Free |
| Interest | Interest Bearing |
Business Banking Fees
See what transactions are included with your business chequing and savings accounts, and check the fees for other banking activities.
| Business Chequing Account ALL INCLUSIVE | Fee |
|---|---|
| Cheque Clear | $0.00 |
| All Other Debits | $0.00 |
| Monthly Charge | $41.99 |
| Returned Cheques (charge back) | $15.00 |
| Cheque Order | Separate List |
| Unencoded Items | $4.00 |
| Cheques Drawn in US Funds (USD) | $10.00 |
| NSF Cheques | $50.00 |
| Cheque paid of OD A/C | $15.00 |
| Charge of Transfers/Cover Overdraft (in-branch) | $3.00 |
| Items for Deposit | $1.00 |
| Transactions | Unlimited |
| E-Transfers (incoming) | Free |
| E-Transfers (outgoing) | Free |
| In branch bill payments | Free |
| Monthly balance to waive monthly fee | N/A |
| Business Chequing Account BUSINESS ON THE GO | Fee |
|---|---|
| Cheque Clear | $1.00 |
| All Other Debits | $1.00 |
| Monthly Charge | $26.99 |
| Returned Cheques (charge back) | $15.00 |
| Cheque Order | Separate List |
| Unencoded Items | $4.00 |
| Cheques Drawn in US Funds | $10.00 |
| NSF Cheques | $50.00 |
| Cheque paid of OD A/C | $15.00 |
| Charge of Transfers/Cover Overdraft (in-branch) | $3.00 |
| Items for Deposit | $1.00 |
| Transactions Free | 50 |
| E-Transfers (incoming) | $0.00 |
| E-Transfers (outgoing) | $2.00 |
| In branch bill payments | $1.80 |
| Monthly balance to waive monthly fee | N/A |
| Business Chequing Account GROW YOUR BUSINESS ACCOUNT | Fee |
|---|---|
| Cheque Clear | $1.00 |
| All Other Debits | $1.00 |
| Monthly Charge | $6.95 |
| Returned Cheques (charge back) | $15.00 |
| Cheque Order | Separate List |
| Unencoded Items | $4.00 |
| Cheques Drawn in US Funds | $10.00 |
| NSF Cheques | $50.00 |
| Cheque paid of OD A/C | $15.00 |
| Charge of Transfers/Cover Overdraft (in-branch) | $3.00 |
| Items for Deposit | $1.00 |
| Transactions Free | 12 |
| E-Transfers (incoming) | $0.00 |
| E-Transfers (outgoing) | $2.00 |
| In branch bill payments | $1.80 |
| Monthly balance to waive monthly fee | N/A |
| Business Chequing Account US BUSINESS | Fee |
|---|---|
| Cheque Clear | $1.00 |
| All Other Debits | $1.00 |
| Monthly Charge | $0 |
| Returned Cheques (charge back) | $15.00 |
| Cheque Order | Separate List |
| Unencoded Items | $4.00 |
| Cheques Drawn in US Funds | N/A |
| NSF Cheques | $50.00 |
| Cheque paid of OD A/C | $15.00 |
| Charge of Transfers/Cover Overdraft (in-branch) | $3.00 |
| Items for Deposit | $1.00 |
| Transactions Free | N/A |
| E-Transfers (incoming) | N/A |
| E-Transfers (outgoing) | N/A |
| In branch bill payments | N/A |
| Monthly balance to waive monthly fee | N/A |
| Business Chequing Account TRUST ACCOUNT | Fee |
|---|---|
| Cheque Clear | $0.00 |
| All Other Debits | $0.00 |
| Monthly Charge | $0 |
| Returned Cheques (charge back) | $15.00 |
| Cheque Order | Separate List |
| Unencoded Items | $4.00 |
| Cheques Drawn in US Funds | $10.00 |
| NSF Cheques | $50.00 |
| Cheque paid of OD A/C | $15.00 |
| Charge of Transfers/Cover Overdraft (in-branch) | $3.00 |
| Items for Deposit | $0.00 |
| Transactions | N/A |
| E-Transfers (incoming) | $0.00 |
| E-Transfers (outgoing) | $2.00 |
| In branch bill payments | $1.80 |
| Monthly balance to waive monthly fee | N/A |
| Business Savings REGULAR SAVINGS | Fee |
|---|---|
| Cheque Clear (Not Allowed) | N/A |
| All Other Debits | $1.00 |
| Monthly Charge | $9 |
| Returned Cheques (charge back) | $50.00 |
| Cheque Order | N/A |
| Unencoded Items | $4.00 |
| Cheques Drawn in US Funds | N/A |
| NSF Cheques Charges | $50.00 |
| Cheque paid of OD A/C OD Charges | $15.00 |
| Charge of Transfers/Cover Overdraft (in-branch) | $3.00 |
| Items for Deposit | $1.00 |
| Transactions Free | 2 |
| E-Transfers (incoming) | Free |
| E-Transfers (outgoing) | Free |
| In branch bill payments | $1.80 |
| Interest | Tiered |
| Business Savings KCU COMMUNITY | Fee |
|---|---|
| Cheque Clear (Not Allowed) | N/A |
| All Other Debits | $0.00 |
| Monthly Charge | $0 |
| Returned Cheques (charge back) | $50.00 |
| Cheque Order | N/A |
| Unencoded Items | $4.00 |
| Cheques Drawn in US Funds | N/A |
| NSF Cheques Charges | $50.00 |
| Cheque paid of OD A/C OD Charges | $15.00 |
| Charge of Transfers/Cover Overdraft (in-branch) | $3.00 |
| Items for Deposit | $0.00 |
| Transactions Free | Unlimited |
| E-Transfers (incoming) | Free |
| E-Transfers (outgoing) | Free |
| In branch bill payments | Free |
| Interest | Interest Bearing |
| Business Savings US SAVINGS | Fee |
|---|---|
| Cheque Clear | $1.00 |
| All Other Debits | $1.00 |
| Monthly Charge | $0 |
| Returned Cheques (charge back) | $50.00 |
| Cheque Order | N/A |
| Unencoded Items | $4.00 |
| Cheques Drawn in US Funds | $0.00 |
| NSF Cheques | $50.00 |
| Cheque paid of OD A/C | $15.00 |
| Charge of Transfers/Cover Overdraft (in-branch) | $3.00 |
| Items for Deposit | $1.00 |
| Transactions Free | 0 |
| E-Transfers (incoming) | N/A |
| E-Transfers (outgoing) | N/A |
| In branch bill payments | N/A |
| Interest | Interest Bearing |
Other Fees
See fees for mortgages, personal loans, wire transfers, safety deposit boxes and other banking services.
| Mortgages | Fee |
|---|---|
| Construction Draw Fee | $75.00 |
| Mortgage Discharge | $75.00 |
| Mortgage Extension Fee | $100.00 |
| Chattel – Regular Vehicle | $150.00 |
| Late Loan Payment (over 5 days) | $25.00 |
| Lines of Credit Application Fee | $100.00 |
| Mortgage Transfer Out Fee | $250.00 |
| Changing payment terms | $50.00 |
| Letter of interest paid (Tax Purpose) | $15.00 |
| Letter of Credit (Fee) | 0.5% (Min of $150) |
| BC Online Search (Business A/C) | Cost (Min of $15) |
| Personal Property Security Act (PPSA) Fee | $75.00 |
| Annual Review Commercial Unsecured LOC | 1% |
| Construction Mortgage Fee | 1% |
| Commercial Loans/Mortgage Fee | 1% |
| Personal Loans | Fee |
|---|---|
| Delinquent Loan Notice | $30.00 |
| Subsequent Delinquency Notice | Up to $100 |
| Lien Search | $25.00 |
| Alteration | $25.00 |
| WIRE TRANSFER | Fee |
|---|---|
| Incoming Wires (CAD Funds) | 20.00 CAD |
| Outgoing Wires Within Canada (CAD Funds) | 30.00 CAD |
| Outgoing Wires to other countries (CAD Funds) | 40.00 CAD |
| Incoming Wires (USD Funds) | 20.00 USD |
| Outgoing Wires to USA (USD Funds) | 30.00 USD |
| Outgoing Wires to other countries (USD Funds) | 40.00 USD |
| Outgoing Wires (All Other Currencies) | 40.00 CAD |
| Safety Deposit Boxes (Cost+GST) | Fee |
|---|---|
| Small 1.5" × 5" × 24" | $55.00 |
| Small 2.5" × 5" × 24" | $75.00 |
| Medium 2.5" × 10" × 24" | $110.00 |
| Medium 5" × 5" × 24" | $110.00 |
| Large 5" × 10" × 24" | $200.00 |
| Ex-Large 10 × 10 | $350.00 |
| Replacement Key | $50.00 |
| Drill Box | Cost+ $150 |
| Locker Rent Delinquency Fee | $25 One time |
| Others | Fee |
|---|---|
| Duplicate Statement per mth (Online) Available on System | $5.00 |
| Duplicate Statement per mth (Storage) Not available on System | $40/hr + $5/St (Min of $15) |
| Night Deposit (Monthly) | $10.00 |
| Interac e-transfers-outgoing (Business) | $2.00 |
| Bill payments | $1.30 |
| Certify/Office cheque by member | $10.00 |
| Certify/Office cheque by member USD | $10.00 |
| Certify/Office cheque by 3rd party | $20.00 |
| Stop payment with complete info | $20.00 |
| Stop payment with incomplete info | $25.00 |
| Account close (0 to 6 months) | $25.00 |
| Account transfer (B.O.A.) | $50.00 |
| Items sent on collection | $25.00 |
| Items received for collection | $40.00 |
| Reference/Immigration purpose letter | $25.00 |
| ATM Surcharge | $5.00 |
| ATM – Interac International | $6.00 |
| Garnishee Orders | $200.00 |
| Voucher Search < 90 days | $5 /Voucher |
| Voucher Search < 90 days (In house) Available at branch | $30/hr + $5/Voucher, Min $30 |
| Voucher Search < 90 days (Out House) Not available at branch | Cost+ $30/hr |
| Inactive Account/Dormant Account (2 yr) | $50 Annual |
| Post Dated chq held for deposit | $5.00 |
| Unauthorized overdraft interest | 21% per annum |
| Registered Products Transfer Out Fee | $100.00 |
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