Cash Back Credit Card

Spend Get Cash its that easy

  • $ 0 annual fee
  • Earn 1 point for every dollar spent

  • Cash Back Visa
Cash Back Visa

Earn cash back on everyday spending

It doesn't matter if you're buying groceries or gas, dining out with friends, getting a haircut or seeing the latest movie in a theatre. It all adds up to valuable cash back that can be redeemed as an account credit.

  • Key Features
    • Cash back
      Receive cash back on purchasesmade with your card.
    • No Annual Fee
      That’s right, no annual fee!
    • Purchase Protection 
      For purchases made with your card get 90 day purchase protection, double the manufacturer's warranty and mobile device insurance.
  • Rewards
    • Spend and Earn 
      ​Earn 1 point for every $1 spent on everyday purchase
    • Double points on fuel 
      Earn DOUBLE points on gas purchases
    • Get Cash Back 
      For every 100 points receive $1 cash back as an account credit upon request
Annual Fee:






Points per $:


Other reasons to choose this card


Double manufacturer's warranty

For items purchased with your card, double the manufacturer’s warranty up to one year.


90 day purchase protection

Break or lose the item you purchased with your card within 90 days of purchase? No problem, you’re covered.


Mobile device protection

Covers your mobile device for up to 2 years when you use your card to purchase your device or to pay your monthly wireless carrier bill.

Apply online in a few easy steps

  •  Fill out the application with key information such as employment and income status and your monthly housing paymentslist item
  •  You will need to provide one key piece of identification such as drivers license or passportlist item
  • Review and agree to the terms and conditions and submit
  • Provide any additional information if requested
  • Receive your card within 10 days
  • Activate your card(s) and begin collecting rewards
Collabria Financial Services

Introducing Collabria, our credit card partner

Collabria Financial Services, Canada’s Credit Union card partner, works with Khalsa Credit Union to bring all you need when it comes to credit cards, including:

    • 24/7 cardholder support including applications and card issue
    • Security and fraud monitoring
    • Flex Rewards such as cash back, travel rewards, gift cards, event tickets and merchandise

Contact Khalsa Credit Union

Email Us

We’ll reply within 2 hours during business hours, or the next business day after hours.

Book an Appointment

Request appointment time

We’ll reply within 2 hours during business hours, or the next business day after hours.

Visit a Branch 

Find a branch/ATM

Extended hours at select branches to help you

Mon-Fri 10:00 AM- 8:00 PM   •  Saturday 10:00 AM- 5:00   •  Sunday 12:00 PM- 4:00 PM

Khalsa Credit Union

The name you can bank on