Investing

Effective Date - 28-June-2010

REDEEMABLE TERM DEPOSITS
TYPE (PERIOD)	CANADIAN DOLLARS	US DOLLARS
30 DAYS	0.150%	0.030%
60 DAYS	0.200%	0.030%
90 DAYS	0.200%	0.050%
180 DAYS	0.200%	0.130%
270 DAYS	0.300%	0.170%
1 YEAR	0.850%	0.250%
2 YEAR	1.250%	0.400%
3 YEAR	1.350%	0.900%
4 YEAR	1.450%	1.250%
5 YEAR	2.250%	1.650%

NON-REDEEMABLE TERM DEPOSITS
TYPE (PERIOD)	TFSA	CANADIAN DOLLARS	US DOLLARS	RSP
30 DAYS	0.200%	0.200%	0.030%	0.200%
60 DAYS	0.200%	0.200%	0.050%	0.200%
90 DAYS	0.200%	0.200%	0.050%	0.200%
120 DAYS	0.200%	0.200%	0.100%	0.200%
180 DAYS	0.200%	0.200%	0.230%	0.200%
270 DAYS	0.500%	0.500%	0.270%	0.500%
1 YEAR	1.750%	1.250%	0.350%	1.250%
15 MONTHS	n/a	n/a	n/a	1.250%
18 MONTHS	n/a	n/a	n/a	1.300%
2 YEARS	2.250%	1.250%	0.650%	1.250%
3 YEARS	2.500%	1.550%	1.150%	1.550%
4 YEARS	3.000%	1.700%	1.500%	1.700%
5 YEARS	3.250%	2.500%	1.900%	2.500%

 

ONE YEAR CASHABLE TERM DEPOSIT**
TYPE (PERIOD)	CANADIAN DOLLARS
60 DAYS - Lockout	1.000%
90 DAYS - Lockout*	1.100%

*     This term is also available for TFSA

**    Cashable anytime but to earn interest must keep locked in for a minimum of 60 days or 90 days.

***  This term is not available for TFSA

**** All term deposits programmed for automatic renewal
**** Early redemption interest penalty is 0.50%, applicable from date of deposit to date of withdrawal
**** No interest if contract broken in first 30 days
**** All rates are subject to change without any notice