THIS VERSION IN EFFECT SINCE JULY 24, 2013
PLEASE READ THESE TERMS AND CONDITIONS WHICH GOVERN YOUR USE OF KCU’S WEBSITE. YOUR USE OF THIS WEBSITE WILL BE DEEMED TO CONSTITUTE YOUR ACCEPTANCE OF AND AGREEMENT TO BE BOUND BY THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, YOU MAY NOT USE THE WEBSITE.
1. Availability of Products and Services
The products and services described in this Website are only available in jurisdictions where they can be legally offered for sale.
2. Changes to these Terms and Conditions
In its discretion, KCU may supplement or change these terms and conditions from time to time, for any reason and without any prior notice or liability to you by posting revised terms and conditions on the Website. Each time you use the Website, you should check the date of these terms and conditions (which appears at the top of these terms and conditions) and review any changes since the last version. By using the Website after these terms and conditions have been revised, you accept and agree to be bound by the revised terms and conditions. If you do not agree with each provision of the revised terms and conditions you may not use the Website. You may not supplement or change these terms and conditions in any way.
3. Links to Third Party Sites
4. Privacy and Security
KCU uses data encryption and firewalls to maintain the security of the information it receives through the Website. Nevertheless, security and privacy risks cannot be eliminated. In order to protect your own security, you must access and use the Website using commercially available browser software (such as a current version of Netscape or Internet Explorer) that provides 128-bit encryption and SSL (Secure Sockets Layer) technology, and avoid using your browser software’s “save password” feature. Once you have initiated a session in connection with the Website, you must not leave the computer from which you have accessed the Website unless and until you have terminated the session and logged off the Website. When you complete a session, you are responsible for clearing your browser’s cache or temporary Internet files to ensure your personal information is not accessible to others.
5. Seek Personalized Advice
Except for Online Banking (including online applications and special requests), the Website is for informational or general illustrative purposes only. The Website is not guaranteed to be accurate, complete, or timely. The Website is not intended to be a comprehensive, detailed or personalized source of information about personal or business banking, finance, investment, insurance or financial planning issues, products or services. We encourage you to seek personalized advice from qualified professionals before making any banking, finance, investment, insurance or financial planning decisions based upon any information provided on or through the Website.
All KCU products and services are subject to the terms of the applicable agreements governing their use.
7. Use of Online Banking Services Restricted
Certain portions of the Website relating to on-line banking (“Online Banking”) may be accessed only by KCU members who have agreed to be bound by the applicable Account Service Agreement and to whom a personal access number has been issued.
8. Warranties and Limitation of Liability
Information and documents provided on this Website are provided “as is” without any warranty. KCU uses reasonable efforts to furnish accurate and up-to-date information on this Website; it does not, however, warrant its accuracy, adequacy, timeliness or completeness. Rates, fees and other information are subject to change at any time without notice to users and the posted rates and fees on the site may not immediately reflect such changes.
Your use of this Website is at your own risk. In no event will KCU, its suppliers, and the other parties involved in creating and delivering this Website’s contents be liable for any damages, losses or expenses of any kind arising from or in connection with this Website or its use or any person’s inability to use the site, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, loss of data or otherwise, even if KCU, or its representatives, are advised of the possibility of such damages, losses or expenses.
No endorsement of any third party products, services or information is made or implied by any information, material or content referenced or included on, or linked from or to this Website.